Banks
Branch-level cash management and collection support for small finance banks working across dispersed customer bases.
- Collection support
- Deposit coordination
Home · Industries
Different balance sheets. Same ground problem.
A gold-loan NBFC and a microfinance institution look nothing alike on paper. On the ground, both need someone reliable to reach the customer and bring back what is owed.
Who we serve
Six segments we understand.
Each has its own rhythm, its own compliance pressure and its own definition of a bad day. We build the deployment around that, not around a generic package.
NBFCs
Field collection and verification for lenders whose customers sit well outside a metro footprint.
- Field collection
- Verification
Microfinance
High-frequency, small-ticket collection where consistency matters more than anything else in the model.
- Centre collections
- Field officers
Fintech lenders
The physical layer under a digital loan book — last-mile cash and on-ground verification.
- Last-mile cash
- KYC field checks
Retail chains
Daily pickup, counting and deposit coordination for outlets that still take real money across a counter.
- Daily pickup
- Deposit handling
Corporates
Payroll distribution, expense verification and operational outsourcing for organisations with field teams.
- Payroll distribution
- Field verification
Current network
The institutions we work with today.
Eleven and counting, across four segments — built in the first year of operations.
Banks
- AU Small Finance Bank
- Equitas Small Finance Bank
NBFCs
- RBL Finserve
- L&T Finance
- Muthoot Gold Loan
- Kamal Fincap
Microfinance
- Muthoot Microfin
- Svatantra Microfin
- Chaitanya India
- Satin Creditcare
Cash management
- Hitachi Cash Management
- & more, growing
Luxoriq provides collection support and field operations to these institutions. Listing indicates a working relationship, not endorsement, partnership, or any exclusive arrangement.
Coverage
Deep in Kota. Expanding outward, deliberately.
We would rather own one region completely than claim a national map we cannot service. Kota is home and the operating base. Rajasthan is next, and it is already underway.
Everything beyond that is on the roadmap, not on the ground. When we say we cover a city, we mean there are our people in it.
Active now
Kota & region
Full collection and field operations. Headquarters and operating base.
Underway · 2026
Rajasthan
Scaling toward Jaipur, Jodhpur and Udaipur with the same procedure model.
Planned · 2028
North India
Delhi NCR, Uttar Pradesh, Haryana, Madhya Pradesh. Intent, not presence.
Long-term
National
Metro and tier-2 coverage, built city by city rather than announced all at once.
Get in touch
Is your segment on this list?
Tell us where your gap is. We will tell you honestly whether we can close it.