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A young company built on an old idea: do it properly.

Luxoriq Cash Solutions was established in April 2025 in Kota, Rajasthan. We handle the ground layer of cash and collection operations for financial institutions — the part that has to work every single day.

The story

Started where the work actually happens.

India's lenders have pushed deeper into tier-2 and tier-3 markets than their operations have followed. A microfinance institution can approve a loan in Kota from an office in Mumbai — but somebody still has to knock on the door and collect the instalment.

That somebody is usually an afterthought: hired loosely, trained rarely, tracked never. We started Luxoriq because that gap is where lenders lose money, and because it is fixable with nothing more exotic than written procedure and verified people.

Vision

To become one of India's most trusted cash management and operational infrastructure companies.

Mission

To provide secure, transparent and scalable solutions while holding the highest standard of professionalism and accountability.

What we stand for

Values that survive a bad day.

Anyone can list values. These are the four we actually refuse to trade away when a deadline is tight.

Integrity

We report the discrepancy even when nobody would have noticed it. Especially then.

Transparency

Clients see the real operational picture, not a cleaned-up version of it.

Accountability

Every task has a named owner. Ambiguity is where things go missing.

Discipline

The procedure does not relax because the day is busy. That is the entire point of it.

Abhimanyu Singh Chouhan, Founder and CEO of Luxoriq Cash Solutions
Abhimanyu Singh Chouhan Founder & CEO

Leadership

Founder-led, deliberately.

Luxoriq is run hands-on by its founder. In a business where the failure modes are human — a route missed, a receipt unlogged, a person unverified — that closeness is not sentiment. It is the control mechanism.

We are committed to building a nationally respected organisation driven by integrity, discipline and long-term vision — one secure service at a time.

Abhimanyu Singh Chouhan · Founder & CEO

Where we are going

The roadmap, stated plainly.

We are early. We would rather say so and show the plan than pretend to a scale we have not earned. Everything below 2026 is intent, not achievement.

April 2025 · Done

Founded in Kota

Luxoriq Cash Solutions incorporated as a Private Limited company. Operations launched with first collection partnerships.

2025–26 · Current

Active operations

Serving 11+ banks, NBFCs and microfinance institutions across the Kota region with collection support and field operations.

2026–27 · Planned

Rajasthan expansion

Scaling the collection and field network across Jaipur, Jodhpur, Udaipur and other key Rajasthan markets.

2028 onward · Intent

North India, then national

Entering Delhi NCR, Uttar Pradesh, Haryana and Madhya Pradesh — with digital reporting and client dashboards in place first.

Future verticals

A long-term intent to build outward from cash into adjacent financial services. None of these exist yet — they are stated so our clients and partners know the direction of travel.

Luxoriq Cash Solutions

Cash management & operations

Live

Luxoriq Pay

Digital payments platform

Future intent

Luxoriq NBFC

Lending & credit services

Future intent

Luxoriq Finance

Financial services group

Long-term vision

Planned verticals would require their own licences and regulatory approvals. Nothing here is offered or operational today.

Standing

Registrations, stated honestly.

What we hold, and what we do not yet hold. We would rather you know both.

In place

Private Limited Company

Registered with MCA, Government of India

Active

Udyam / MSME

Registered under Ministry of MSME

Active

On the roadmap

GST Registration

Tax compliance

Not yet obtained

ISO 9001

Quality management

Planned

ISO/IEC 27001

Information security

Planned

Luxoriq Cash Solutions provides operational services to banks, NBFCs and microfinance institutions. It is not a bank, an NBFC, or an entity regulated by the Reserve Bank of India. We operate within the outsourcing, compliance and governance frameworks set by our clients, who retain regulatory responsibility for the activities they outsource.

Next step

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